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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

112 Julia Drive

Lincolnton, NC · 2,208 sqft

$385,000

Reduced from $397,000

  • 3Beds
  • 2Baths
  • 2,208SqFt
  • 1980Year
  • 211Days on market

About this home

Welcome to this charming 1.5-story Cape Cod-style home located in the beautiful Lithia Hills subdivision. Featuring 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage, this home is full of character and nestled in a well-established, tree-lined neighborhood. This property combines convenience with classic curb appeal in one of the area's most desirable communities.

Inside, you'll find thoughtful details and cozy spaces, including a welcoming living room with a fireplace and a formal dining room complete with a second fireplace and a large bay window. The layout offers both functionality and warmth, ideal for everyday living and entertaining. A bright sunroom off the main living area provides a perfect space to relax year-round, while the spacious back deck offers great potential for outdoor gatherings or quiet mornings with coffee.

Additional perks include access to a community pool with optional membership. This Cape Cod is a gem! Don’t miss your opportunity—schedule a private tour today! The HVAC upstairs appears to be in need of repair or replacement.

Property details

Beds
3
Baths
2
SqFt
2,208
Lot
Year built
1980
Type
Single Family
Days on market
211
Garage
2
Style
Cape Cod
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Features

  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,833/ month

Principal & interest
$2,384
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$121,439 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.