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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1240 Petes Road

Lincolnton, NC · 1,740 sqft

$430,000

  • 3Beds
  • 2Baths
  • 1,740SqFt
  • 1995Year
  • 3Days on market

About this home

Welcome home to this charming brick ranch well-situated on 1.66 beautiful acres. This well-maintained 3-bedroom 2-bath home offers the perfect blend of comfort, space, and country living. Enjoy peaceful mornings and relaxing evenings on the spacious back porch overlooking the fenced-in yard- perfect for pets, play, or entertaining. The property also features covered RV parking (12W x 14H x 40L), a 2-car carport with a storage room, perfect for mowers or a large pickup that may not fit in the garage. There is also a greenhouse, a 16x20 shed, an active garden, blueberry bushes, and a playhouse in the trees. Inside, you'll enjoy wood floors, a cozy gas-log fireplace, a large open kitchen adorned by morning light through the dormer windows, which leads into the intimate dining room with glass doors to the back porch and a split floor plan for easy living. With plenty of room to spread out both inside and out, this property offers the privacy and tranquility you've been looking for while still close to everyday conveniences. Showings start Thursday, May 21, 2026

Property details

Beds
3
Baths
2
SqFt
1,740
Lot
Year built
1995
Type
Single Family
Days on market
3
Garage
2
Style
Traditional
Heating
Propane
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,164/ month

Principal & interest
$2,663
Property tax (~1.05%)
$376
Homeowners insurance
$125
HOA dues

Down payment

$21,500 down · $408,500 financed

Income to qualify (28% rule)

~$135,633 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.