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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1327 Startown Road

Lincolnton, NC · 3,117 sqft

$1,500,000

  • 3Beds
  • 3Baths
  • 3,117SqFt
  • 1993Year
  • 32Days on market

About this home

Set on just under 25 acres in Lincolnton, this property brings together usable land, water access, and a setup that’s hard to find all in one place. With open pastures, two stocked ponds, and roughly 631 feet of frontage along the South Fork Catawba River, it’s built for someone who wants space, function, and something a little different from the typical. The setting opens up to long-range views across the property that are hard to replicate.

The home was custom-built by the builder as their personal residence and is move-in ready with a layout that makes sense for everyday living. On the main level, you’ll find the primary bedroom along with the kitchen, dining area, living room, and laundry room. The bedrooms are generously sized, and a second bedroom and full bathroom are also on the main floor, while the upper level, which is currently being finished, adds a third bedroom. Just off the living room, a screened-in back porch overlooks the property and gives you a place to take in the land and gorgeous evening sunsets. A rocking chair front porch adds another spot to sit and enjoy the setting. The basement gives you additional flexibility with a large family room, a full bathroom, and an unfinished workshop with its own garage door. The home also includes an oversized two-car garage for added storage and functionality.

Beyond the home, approximately 17 acres are fully fenced and laid out in open pasture with the two stocked ponds positioned within the fields. The barn is already set up with six stalls, a tack room, a feed room, a wash pit, and additional storage upstairs. It also includes an office or sitting room with a half bath, along with two lean-tos on each side for additional covered storage space. A separate gravel road provides direct access to the barn, making it easy to come and go without running through the main homesite. The land, layout, and improvements all work together in a way that’s hard to recreate.

Closer to the house, the in-ground pool is set up to be used, with a covered patio, plenty of concrete deck space for furniture, and a fenced area finished with brick columns and iron fencing. It’s a setup that works just as well for quiet evenings as it does for entertainment.

With its combination of acreage, water features, and functional improvements, this is one of those properties that stands out because of how much it offers in one location. And while it feels private and spread out, you’re still just a short 5-minute drive from Downtown Lincolnton for everyday needs.

Property details

Beds
3
Baths
3
SqFt
3,117
Lot
Year built
1993
Type
Single Family
Days on market
32
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Concrete, Tile, Vinyl, Wood

Features

  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fence

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$11,039/ month

Principal & interest
$9,289
Property tax (~1.05%)
$1,312
Homeowners insurance
$437
HOA dues

Down payment

$75,000 down · $1,425,000 financed

Income to qualify (28% rule)

~$473,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.