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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1388 Smith Farm Road

Lincolnton, NC · 2,152 sqft

$379,900

Reduced from $399,000

  • 4Beds
  • 2Baths
  • 2,152SqFt
  • 1976Year
  • 62Days on market

About this home

PRICE IMPROVEMENT — Now $379,900. Set on approximately 1.22 acres, this classic ranch-style home offers the space and privacy buyers are looking for-while still being convenient to town. Inside you'll find 4 bedrooms, 2 full baths, and 2,152 sq ft of main-level living, plus a fireplace, and a fenced backyard for pets, play, or entertaining. Need room for hobbies or equipment? The property also includes a brick garage and a separate storage building for extra workspace and storage. Located in the Boger City fire district. The home is priced with buyers in mind-an excellent opportunity to add your personal touch and build value. Schedule your showing today.

Property details

Beds
4
Baths
2
SqFt
2,152
Lot
Year built
1976
Type
Single Family
Days on market
62
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,796/ month

Principal & interest
$2,352
Property tax (~1.05%)
$332
Homeowners insurance
$110
HOA dues

Down payment

$18,995 down · $360,905 financed

Income to qualify (28% rule)

~$119,830 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.