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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1939 River Road

Lincolnton, NC

$110,000

Reduced from $120,000

  • 0Beds
  • 0Baths
  • 0SqFt
  • 1938Year
  • 28Days on market

About this home

Discover the potential of this unique property, situated on a spacious 2.19-acre lot that backs up to the river. The home consists of two sections: the original 1,100 sq ft home and an additional 625 sq ft section built in 2017. The property has been vacant for some time and is ready for your vision and personal touch. It is generally in decent condition, but is not heated and in need of repairs and updates to make it truly shine. Enjoy the privacy, the generous lot size, and the serene river access. A great opportunity for renovation, expansion, or creating your ideal getaway. Water and septic have not been tested, and the conditions are unknown.

Property details

Beds
0
Baths
0
SqFt
0
Lot
Year built
1938
Type
Single Family
Days on market
28
Heating
None
Cooling
None
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$809/ month

Principal & interest
$681
Property tax (~1.05%)
$96
Homeowners insurance
$32
HOA dues

Down payment

$5,500 down · $104,500 financed

Income to qualify (28% rule)

~$34,696 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.