Lincolnton · Lincolnton, NC
2089 Gastonia Highway
Lincolnton, NC · 1,098 sqft
$240,000
- 3Beds
- 1Baths
- 1,098SqFt
- 1953Year
- 67Days on market
About this home
Welcome home to this charming cottage located just minutes from downtown historic Lincolnton with easy access to highway 150 and 321. This home has been well cared for by the family over the years and boasts recent updates such as LVP flooring and granite countertops. Additionally, the home has an unfinished basement with tons of potential. Whether you're a first time homebuyer or investor looking to add to your portfolio, this home is just what you've been looking for.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,098
- Lot
- —
- Year built
- 1953
- Type
- Single Family
- Days on market
- 67
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,766/ month
- Principal & interest
- $1,486
- Property tax (~1.05%)
- $210
- Homeowners insurance
- $70
- HOA dues
- —
Down payment
$12,000 down · $228,000 financed
Income to qualify (28% rule)
~$75,702 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


