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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

2089 Gastonia Highway

Lincolnton, NC · 1,098 sqft

$240,000

  • 3Beds
  • 1Baths
  • 1,098SqFt
  • 1953Year
  • 67Days on market

About this home

Welcome home to this charming cottage located just minutes from downtown historic Lincolnton with easy access to highway 150 and 321. This home has been well cared for by the family over the years and boasts recent updates such as LVP flooring and granite countertops. Additionally, the home has an unfinished basement with tons of potential. Whether you're a first time homebuyer or investor looking to add to your portfolio, this home is just what you've been looking for.

Property details

Beds
3
Baths
1
SqFt
1,098
Lot
Year built
1953
Type
Single Family
Days on market
67
Heating
Electric
Cooling
Electric
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,766/ month

Principal & interest
$1,486
Property tax (~1.05%)
$210
Homeowners insurance
$70
HOA dues

Down payment

$12,000 down · $228,000 financed

Income to qualify (28% rule)

~$75,702 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.