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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

2430 Shuford Road

Lincolnton, NC · 2,149 sqft

$669,700

Reduced from $675,000

  • 4Beds
  • 2.5Baths
  • 2,149SqFt
  • 2019Year
  • 42Days on market

About this home

Some properties check a few boxes. This one checks the ones that are genuinely hard to find together: a custom-built ranch on over 4.5 acres with county water, no HOA, a fully equipped detached workshop, and a floor plan that actually works — all built in 2019, so there's nothing to update and nothing to worry about. About 10 minutes from downtown Lincolnton, this 2,149 square foot home offers four bedrooms, two full baths, and a half bath in a wide-open layout that lives larger than the square footage suggests. Inside, the living spaces flow together naturally. Luxury vinyl plank flooring runs through the living areas — durable, clean, and low-maintenance. The kitchen connects directly to the family room and dining area, with quartz countertops and a granite sink that elevate the everyday. The family room fireplace anchors the space without overwhelming it. The primary suite includes a walk-in closet and a private en suite bath with upgraded porcelain tile flooring. A whole-house surge protector adds a layer of protection that's rarely standard but always appreciated. Step outside and the property opens up. The screened-in rear porch overlooks a large, open yard framed by mature trees for natural privacy — with room for a pool. On 4.5 acres with no HOA and no restrictions, you have the space and the freedom to make it happen.For anyone who needs workspace beyond the house — this is the listing. The detached multi-bay workshop is a serious structure, purpose-built for cars, equipment, hobbies, or a home-based business. Combined with the three-car attached garage and a concrete parking pad, this property can comfortably accommodate boats, trailers, recreational vehicles, and everyday vehicles without compromise.County water. 4-bedroom permitted septic. Energy-efficient heat pump. All appliances convey — refrigerator with ice maker, dishwasher, electric range, and microwave. No HOA means no restrictions, no dues, and no permission required.

Property details

Beds
4
Baths
2.5
SqFt
2,149
Lot
Year built
2019
Type
Single Family
Days on market
42
Garage
3
Style
Ranch, Transitional
Heating
Electric, Heat Pump
Cooling
Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,928/ month

Principal & interest
$4,147
Property tax (~1.05%)
$585
Homeowners insurance
$195
HOA dues

Down payment

$33,485 down · $636,215 financed

Income to qualify (28% rule)

~$211,241 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.