Lincolnton · Lincolnton, NC
3020 N Ridge Court
Lincolnton, NC · 3,566 sqft
$779,900
Reduced from $829,500
- 4Beds
- 3.5Baths
- 3,566SqFt
- 2004Year
- 91Days on market
About this home
Set on 2 beautiful acres, this property offer a rare opportunity room to spread out, play, entertain and simply enjoy the outdoors without feeling confined. Enjoy a quieter pace of life yet still in the desirable North Lincoln School district, without sacrificing an easy commute to Denver, Mooresville, Charlotte, Lincolnton or Hickory
With over 3,500 square foot, the home welcomes you with a dramatic 18ft ceiling in the living room, creating a light-filled space perfect for gathering. Thoughtfully designed with abundant storage and flexible living areas, this home will give you the flexibility to truly live comfortable in the space. Presenting Primary and 2 other bedrooms on main floor.
If you have been searching for acreage, room to grow, and locations that keeps you connected, this one checks all the boxes. For added confidence in your purchase, the sellers are offering a home warranty. Sellers are also offering a $10,000 contribution toward the buyer's closing cost on this distinguished property. This generous supports further elevates the value of this exceptional home.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,566
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 91
- Garage
- 2
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $325 / yr
Features
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Garden Tub
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,767/ month
- Principal & interest
- $4,830
- Property tax (~1.05%)
- $682
- Homeowners insurance
- $227
- HOA dues
- $27
Down payment
$38,995 down · $740,905 financed
Income to qualify (28% rule)
~$247,161 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


