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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

3020 N Ridge Court

Lincolnton, NC · 3,566 sqft

$779,900

Reduced from $829,500

  • 4Beds
  • 3.5Baths
  • 3,566SqFt
  • 2004Year
  • 91Days on market

About this home

Set on 2 beautiful acres, this property offer a rare opportunity room to spread out, play, entertain and simply enjoy the outdoors without feeling confined. Enjoy a quieter pace of life yet still in the desirable North Lincoln School district, without sacrificing an easy commute to Denver, Mooresville, Charlotte, Lincolnton or Hickory

With over 3,500 square foot, the home welcomes you with a dramatic 18ft ceiling in the living room, creating a light-filled space perfect for gathering. Thoughtfully designed with abundant storage and flexible living areas, this home will give you the flexibility to truly live comfortable in the space. Presenting Primary and 2 other bedrooms on main floor.

If you have been searching for acreage, room to grow, and locations that keeps you connected, this one checks all the boxes. For added confidence in your purchase, the sellers are offering a home warranty. Sellers are also offering a $10,000 contribution toward the buyer's closing cost on this distinguished property. This generous supports further elevates the value of this exceptional home.

Property details

Beds
4
Baths
3.5
SqFt
3,566
Lot
Year built
2004
Type
Single Family
Days on market
91
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$325 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,767/ month

Principal & interest
$4,830
Property tax (~1.05%)
$682
Homeowners insurance
$227
HOA dues
$27

Down payment

$38,995 down · $740,905 financed

Income to qualify (28% rule)

~$247,161 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.