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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

308 Laurel Ridge Drive

Lincolnton, NC · 2,039 sqft

$360,000

Reduced from $389,900

  • 4Beds
  • 2Baths
  • 2,039SqFt
  • 2016Year
  • 30Days on market

About this home

Welcome to this beautiful 4-bedroom, 2-bathroom + office home nestled on a generous and serene 2.36-acre lot in the lovely Baywood Heights subdivision. Enjoy your mornings or unwind in the evenings on the large covered front porch, a perfect spot for rocking chairs and enjoying nature. Step inside and discover an open-concept kitchen, complete with island, breakfast bar, and ample counter space—perfect for entertaining or everyday living. The spacious living and dining areas flow seamlessly from the kitchen, creating a warm and inviting atmosphere. Retreat to the primary suite, which features a private bathroom and ample closet space, while three additional bedrooms offer flexibility for a home office, gym, or guest rooms. The convenient 2-car garage provides plenty of space for parking and additional storage. With thoughtful updates and a peaceful location, this home is move-in ready and waiting for you!

Property details

Beds
4
Baths
2
SqFt
2,039
Lot
Year built
2016
Type
Single Family
Days on market
30
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$25 / mo

Features

  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,674/ month

Principal & interest
$2,229
Property tax (~1.05%)
$315
Homeowners insurance
$105
HOA dues
$25

Down payment

$18,000 down · $342,000 financed

Income to qualify (28% rule)

~$114,624 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.