Lincolnton · Lincolnton, NC
314 S Cedar Street
Lincolnton, NC · 2,725 sqft
$439,000
- 3Beds
- 2.5Baths
- 2,725SqFt
- 1900Year
- 10Days on market
About this home
Rare downtown Lincolnton opportunity! This charming home blends timeless character with modern conveniences in an unbeatable location. The updated kitchen features a walk-in pantry, while spacious living and dining areas provide the perfect setting for entertaining. An optional primary bedroom on the main level offers flexibility. Enjoy outdoor living with an inviting front porch and rear deck ideal for relaxing or casual gatherings. Upstairs, you’ll find a cozy sitting area, two generously sized bedrooms, and an impressive walk-in closet that could easily serve as a fourth bedroom, office, or nursery. Ample storage throughout. Utilities: Piedmont Natural Gas; City of Lincolnton (water, sewer, electric)
The basement is a cellar entry at doorway under stairs.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,725
- Lot
- —
- Year built
- 1900
- Type
- Single Family
- Days on market
- 10
- Style
- Traditional
- Heating
- Electric, Heat Pump, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Basement
- Flooring
- Tile, Vinyl, Wood
Features
- Kitchen Island
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Porte-cochere
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,231/ month
- Principal & interest
- $2,718
- Property tax (~1.05%)
- $384
- Homeowners insurance
- $128
- HOA dues
- —
Down payment
$21,950 down · $417,050 financed
Income to qualify (28% rule)
~$138,472 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
