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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

3170 Asbury Church Road

Lincolnton, NC · 1,867 sqft

$425,000

  • 3Beds
  • 2Baths
  • 1,867SqFt
  • 1987Year
  • 4Days on market

About this home

Beautiful 1,800+ sq ft home situated on 2.97 private, wooded acres—ideal for those seeking privacy, space, and a peaceful retreat! This property features an open-concept floor plan with modern updates, including HVAC replaced in 2021 and engineered hardwood flooring installed the same year.

The home offers an oversized garage, a spacious family/bonus room, and a striking propane fireplace, perfect for cozy living or entertaining. The updated kitchen includes granite countertops, newer appliances, and ample workspace—great for everyday living or future rental appeal.

Additional highlights include an unfinished basement with expansion potential—ideal for a value-add opportunity, home office, gym, or additional living space—as well as extra storage in the garage.

The expansive lot provides room to expand, invest, or create your own outdoor oasis, making it attractive for investors, Airbnb potential, or long-term rental income.

Investor-friendly opportunity with solid bones and key updates already completed. Please note: The backyard deck will require repair or replacement—priced accordingly and perfect for adding equity.

Property details

Beds
3
Baths
2
SqFt
1,867
Lot
Year built
1987
Type
Single Family
Days on market
4
Garage
2
Heating
Ductless, Electric, Heat Pump, Propane, Wood Stove
Cooling
Central Air, Ductless, Heat Pump
Foundation
Basement
Flooring
Carpet, Concrete, Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.