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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

3269 Ora Smith Road

Lincolnton, NC · 1,429 sqft

$235,000

Reduced from $254,690

  • 3Beds
  • 2.5Baths
  • 1,429SqFt
  • 2026Year
  • 55Days on market

About this home

The Maywood is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & and completely open to the living room, making it perfect for entertainment. The Maywood features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Out back is a large patio, perfect for outdoor entertaining or enjoying beautiful weather.

Property details

Beds
3
Baths
2.5
SqFt
1,429
Lot
Year built
2026
Type
Townhome
Days on market
55
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$118 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,847/ month

Principal & interest
$1,455
Property tax (~1.05%)
$205
Homeowners insurance
$68
HOA dues
$118

Down payment

$11,750 down · $223,250 financed

Income to qualify (28% rule)

~$79,182 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.