Lincolnton · Lincolnton, NC
3281 Ora Smith Road
Lincolnton, NC · 1,416 sqft
$255,000
Reduced from $257,490
- 3Beds
- 2.5Baths
- 1,416SqFt
- 2026Year
- 47Days on market
About this home
The Newton is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & a pass through from the kitchen to dining room, making it perfect for both cooking and casual dining. The Newton features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Out back is a large patio, perfect for outdoor entertaining or enjoying beautiful weather.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,416
- Lot
- —
- Year built
- 2026
- Type
- Townhome
- Days on market
- 47
- Garage
- 1
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $118 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$1,994/ month
- Principal & interest
- $1,579
- Property tax (~1.05%)
- $223
- Homeowners insurance
- $74
- HOA dues
- $118
Down payment
$12,750 down · $242,250 financed
Income to qualify (28% rule)
~$85,491 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
