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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

329 W Main Street

Lincolnton, NC · 1,801 sqft

$270,000

Reduced from $295,000

  • 4Beds
  • 2Baths
  • 1,801SqFt
  • 1850Year
  • 41Days on market

About this home

This is your chance to own a beautifully renovated historic home in the heart of Lincolnton’s Historic District. Built in 1850, this spacious 4-bedroom, 2-bath home perfectly blends classic Southern charm with modern updates. A large covered front porch sets the tone, while two additional rear covered porches provide great outdoor living space. Inside, the home offers two bedrooms and a full bath on the main level, with two additional bedrooms, a full bath, and a versatile open loft upstairs—ideal for a home office, game room, second living area, or playroom. The interior features updated bathrooms, kitchen cabinets, an inside laundry room. Major improvements include whole-house rewiring (2019), new plumbing (2019), new HVAC and ductwork for the upper level (2019), replacement vinyl windows (2018), new metal roof (approx. 2018), new water heater (2018), new flooring (2018), and gutter guards (2020). The home is all-electric and connected to city water and sewer. Situated on a corner lot within walking distance to historic downtown Lincolnton, the property offers convenient rear driveway access from W Water St Ext, allowing easy entry and exit while avoiding the main road. Enjoy urban living with a comfortable farmhouse feel in this thoughtfully updated historic home.

Property details

Beds
4
Baths
2
SqFt
1,801
Lot
Year built
1850
Type
Single Family
Days on market
41
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,987/ month

Principal & interest
$1,672
Property tax (~1.05%)
$236
Homeowners insurance
$78
HOA dues

Down payment

$13,500 down · $256,500 financed

Income to qualify (28% rule)

~$85,165 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.