Skip to content
John KurtzCharlotte · NC

View all 34 photos →

Lincolnton · Lincolnton, NC

3381 Elaine Avenue

Lincolnton, NC · 4,323 sqft

$795,000

  • 3Beds
  • 3Baths
  • 4,323SqFt
  • 1992Year
  • 1Days on market

About this home

Nestled in Mason Springs on 5.86 acres, this property offers the perfect opportunity to add your personal touch — all with NO HOA. Relax on the covered front porch overlooking the fully stocked pond, ideal for fishing or enjoying the peaceful scenery as ducks drift across the water.

Inside, the living room features a vaulted ceiling and stone fireplace. The kitchen is equipped with stainless steel appliances, an electric range, and opens to the dining area with direct access to the back patio. Just off the kitchen, you’ll find a laundry room with a sink for added convenience.

The primary suite includes dual walk-in closets and balcony access. The ensuite bath features a soaking tub, walk-in shower, and double vanity. Two additional bedrooms and a full bath complete the main level.

Downstairs, the fully finished basement expands the living space with a full second kitchen, full bathroom, and an impressive 53’ x 18’ recreation room complete with a pool table and fireplace. Two additional versatile rooms provide endless possibilities for a home office, gym, hobby space, guest accommodations or multigenerational living.

Step outside to enjoy the fully enclosed patio and inground freshwater pool, creating the perfect setting for entertaining or unwinding in privacy. For added peace of mind, there is a transferrable Choice Home Warranty (Total Plan) on the property through 9/2027.

Enjoy the ideal blend of peaceful country living and everyday convenience with nearby shopping, local dining, parks, and outdoor recreation just minutes away, while still maintaining easy access to Denver, Lake Norman, and Charlotte.

Property details

Beds
3
Baths
3
SqFt
4,323
Lot
Year built
1992
Type
Single Family
Days on market
1
Garage
3
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,851/ month

Principal & interest
$4,923
Property tax (~1.05%)
$695
Homeowners insurance
$231
HOA dues

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$250,764 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.