Lincolnton · Lincolnton, NC
3867 Ritchie Road
Lincolnton, NC · 1,823 sqft
$395,000
Reduced from $420,000
- 3Beds
- 2Baths
- 1,823SqFt
- 2022Year
- 28Days on market
About this home
SELLER CONCESSIONS $5000! Tucked away off the main road, this inviting home offers the perfect blend of privacy and convenience in a peaceful setting. The spacious, functional layout is designed for everyday living, featuring a versatile bonus room ideal for a home office, homeschool space, workout area, or additional flex space to fit your needs.
Enjoy comfortable living areas with a clean, move-in ready feel and plenty of natural light throughout. Step outside to a spacious backyard with room for entertaining, pets, gardening, or simply relaxing and enjoying the outdoors.
This property offers the flexibility today’s buyers are looking for, along with the privacy and space to truly make it your own. A great opportunity for those seeking a move-in ready home with functional living space, outdoor enjoyment, and a desirable Lincolnton location.
Please do not enter the driveway without a scheduled showing. All showings must be confirmed in advance.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,823
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 28
- Garage
- 2
- Heating
- Central, Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,907/ month
- Principal & interest
- $2,446
- Property tax (~1.05%)
- $345
- Homeowners insurance
- $115
- HOA dues
- —
Down payment
$19,750 down · $375,250 financed
Income to qualify (28% rule)
~$124,593 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
