Skip to content
John KurtzCharlotte · NC

View all 29 photos →

Lincolnton · Lincolnton, NC

4540 Harris Elliot Road

Lincolnton, NC · 1,991 sqft

$315,000

Reduced from $343,490

  • 4Beds
  • 2.5Baths
  • 1,991SqFt
  • 2026Year
  • 122Days on market

About this home

The Belhaven is a spacious & modern two-story home built with open concept living in mind. This home offers four bedrooms, two & a half bathrooms & a two-car garage. The moment you step inside you’ll be greeted by an inviting foyer that leads you to the heart of the home. This impressive space features a living room, dining area, & gourmet kitchen. The well-appointed kitchen is complete with modern appliances, large countertops, & pantry. Escape to the primary suite, complete with ample bedroom space, en-suite bathroom with dual vanities, & large walk-in closet. The additional bedrooms provide comfort & privacy for all household members. The laundry room completes the second floor. A flex space is located on the first floor & it can be customized to fit your needs. Additional features include a front porch & outdoor patio, perfect for entertaining or enjoying the weather. With its thoughtful design, spacious layout, and modern conveniences, the Belhaven is the home for you.

Property details

Beds
4
Baths
2.5
SqFt
1,991
Lot
Year built
2026
Type
Single Family
Days on market
122
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$365 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,379/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues
$60

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$101,967 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.