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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

4548 Harris Elliot Road

Lincolnton, NC · 2,565 sqft

$369,490

Reduced from $394,490

  • 4Beds
  • 3.5Baths
  • 2,565SqFt
  • 2026Year
  • 134Days on market

About this home

Dual Primary Suites on main and upper level! Moments from downtown Lincolnton and Lincolnton Schools! Gorgeous home offering 4 beds, 3.5 baths and a spacious loft. Upon entrance you're greeted by a dining room leading to the center of the home. Open concept seamlessly blends the main living areas, creating an airy feel. The kitchen is equipped with modern appliances, ample cabinet space and an island which is perfect for cooking or casual dining. Adjacent to the kitchen is a spacious primary suite, complete with a large walk-in closet and en-suite bathroom with dual vanities. Three bedrooms upstairs, loft, full bathroom and third bedroom is a second owner's suite with its own full bath!!

Property details

Beds
4
Baths
3.5
SqFt
2,565
Lot
Year built
2026
Type
Single Family
Days on market
134
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$365 / 6mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,780/ month

Principal & interest
$2,288
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues
$60

Down payment

$18,474 down · $351,015 financed

Income to qualify (28% rule)

~$119,154 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.