Skip to content
John KurtzCharlotte · NC

View all 36 photos →

Lincolnton · Lincolnton, NC

4549 Harris Elliot Road

Lincolnton, NC · 2,175 sqft

$324,000

Reduced from $345,000

  • 4Beds
  • 2.5Baths
  • 2,175SqFt
  • 2026Year
  • 98Days on market

About this home

The Penwell is a spacious & modern 2 story home designed w/ open concept living in mind. This home features 3 bedrooms, an open upstairs loft, 2.5 bathrooms & a 2 car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer along with a flex space that leads directly into the heart of the home: the great room. This impressive space features a living room, dining area, & well-appointed kitchen. The kitchen is equipped w/ a pantry, stainless steel appliances, & a large island, making it perfect for both cooking & casual dining. Your stairs are tucked away in the back of the home. Home also features a large primary suite, complete w/ an oversized walk-in closet & en suite bathroom featuring dual vanities & a spacious shower. The additional bedrooms share a full bath that includes dual vanities.

Property details

Beds
4
Baths
2.5
SqFt
2,175
Lot
Year built
2026
Type
Single Family
Days on market
98
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$365 / 6mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,445/ month

Principal & interest
$2,006
Property tax (~1.05%)
$283
Homeowners insurance
$94
HOA dues
$60

Down payment

$16,200 down · $307,800 financed

Income to qualify (28% rule)

~$104,805 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.