Lincolnton · Lincolnton, NC
4549 Harris Elliot Road
Lincolnton, NC · 2,175 sqft
$324,000
Reduced from $345,000
- 4Beds
- 2.5Baths
- 2,175SqFt
- 2026Year
- 98Days on market
About this home
The Penwell is a spacious & modern 2 story home designed w/ open concept living in mind. This home features 3 bedrooms, an open upstairs loft, 2.5 bathrooms & a 2 car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer along with a flex space that leads directly into the heart of the home: the great room. This impressive space features a living room, dining area, & well-appointed kitchen. The kitchen is equipped w/ a pantry, stainless steel appliances, & a large island, making it perfect for both cooking & casual dining. Your stairs are tucked away in the back of the home. Home also features a large primary suite, complete w/ an oversized walk-in closet & en suite bathroom featuring dual vanities & a spacious shower. The additional bedrooms share a full bath that includes dual vanities.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,175
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 98
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $365 / 6mo
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,445/ month
- Principal & interest
- $2,006
- Property tax (~1.05%)
- $283
- Homeowners insurance
- $94
- HOA dues
- $60
Down payment
$16,200 down · $307,800 financed
Income to qualify (28% rule)
~$104,805 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


