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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

4559 Harris Elliot Road

Lincolnton, NC · 2,340 sqft

$339,000

Reduced from $357,490

  • 4Beds
  • 2.5Baths
  • 2,340SqFt
  • 2026Year
  • 102Days on market

About this home

Featuring an open floor plan with three bedrooms, two and a half bathrooms, and a two-car garage, this open-concept floor plan creates a spacious and airy feel. Step inside the home and you’ll be greeted by an inviting foyer that leads you into the center of the home with the kitchen and family room seamlessly connected by the open-concept layout. The kitchen is equipped with stainless steel appliances, ample storage space, a walk-in pantry, and a center island, making it perfect for cooking and entertaining all in one place. Escape to the second floor and be amazed by the open upstairs loft and the luxurious primary suite, which offers a large bedroom, en-suite bathroom with dual vanities, and a large walk-in closet. The additional bedrooms provide comfort and privacy while sharing access to a secondary bathroom. Multiple flex rooms in the home can be converted to fit your specific needs. Amenities include a community pool, cabana, and playground!

Property details

Beds
4
Baths
2.5
SqFt
2,340
Lot
Year built
2026
Type
Single Family
Days on market
102
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$365 / 6mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,555/ month

Principal & interest
$2,099
Property tax (~1.05%)
$296
Homeowners insurance
$98
HOA dues
$60

Down payment

$16,950 down · $322,050 financed

Income to qualify (28% rule)

~$109,537 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.