Lincolnton · Lincolnton, NC
5101 Flay Road
Lincolnton, NC · 931 sqft
$210,000
- 3Beds
- 2Baths
- 931SqFt
- 2025Year
- 1Days on market
About this home
Brand new and never lived in, this 2025 home offers the perfect blend of affordability, comfort, and peaceful country living! Situated on a spacious acre lot, there’s plenty of room to enjoy the outdoors — whether you’re dreaming of a garden, play area, pets, entertaining space, or simply extra privacy. Inside, you’ll find 3 bedrooms, 2 full baths, and a spacious layout designed for comfortable everyday living. The kitchen comes equipped with a refrigerator, dishwasher, and electric stovetop/oven, making move-in even easier. This home also features a permanent foundation and land included, making financing options more accessible and ownership even more valuable. With a new HVAC and roof, this home is completely move-in ready. Enjoy the charm of country living while still having all the modern comforts you need!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 931
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Permanent, Pillar/Post/Pier
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,545/ month
- Principal & interest
- $1,300
- Property tax (~1.05%)
- $183
- Homeowners insurance
- $61
- HOA dues
- —
Down payment
$10,500 down · $199,500 financed
Income to qualify (28% rule)
~$66,239 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


