Lincolnton · Lincolnton, NC
5201 Flay Road
Lincolnton, NC · 1,772 sqft
$174,900
Reduced from $175,000
- 3Beds
- 2Baths
- 1,772SqFt
- 1961Year
- 10Days on market
About this home
Extremely unique opportunity with TWO structures conveying! The main home is a charming brick manufactured residence featuring 4 bedrooms, 2 bathrooms, and a two-car attached garage. A separate secondary structure includes a 1 bedroom, 1 bathroom apartment with a large workshop space—which could be used as a guest house, extended living, potential rental use, workshop or storage space! All existing appliances convey. The main home is heated by a heat pump; secondary unit uses electric heaters and may need a permanent heat source. The property is serviced by a shared well and separate septic systems. Investors and homeowners with a vision, this is an opportunity you don't want to miss! With a little TLC, these properties can truly shine!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,772
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 10
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,287/ month
- Principal & interest
- $1,083
- Property tax (~1.05%)
- $153
- Homeowners insurance
- $51
- HOA dues
- —
Down payment
$8,745 down · $166,155 financed
Income to qualify (28% rule)
~$55,168 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
