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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

575 Hill Road

Lincolnton, NC · 2,236 sqft

$950,000

Reduced from $990,000

  • 3Beds
  • 2.5Baths
  • 2,236SqFt
  • 2017Year
  • IrregularLot
  • 93Days on market

About this home

For those envisioning a private rural retreat or future equestrian or livestock estate, 18+ acres offering scale, privacy, and flexibility with a gated entrance and long private drive creating a quiet, distinguished approach into rolling open pasture, mature wooded sections, and two creeks that wind through the property, adding natural character and water features across the land. The acreage provides a balanced mix of open and wooded terrain with potential for future grazing areas, barns, fencing, riding space, or small-scale agricultural use, offering long-term versatility for a variety of rural visions. An existing pole barn adds immediate utility for storage, equipment, or hobby use. The custom-built 3 bedroom, 2.5 bath residence features an open-concept layout connecting kitchen, dining, and living spaces for comfortable daily living and entertaining, along with a split-bedroom floor plan placing the primary suite in a private wing of the home, separate from two additional bedrooms and an office or bonus room. The kitchen includes stainless steel appliances, a flat-top electric cooktop, built-in convection ovens, pantry, center island, and pendant lighting, while the living area is anchored by a fireplace and hardwood flooring throughout the main living spaces. The primary suite offers dual vanities, a soaking tub, separate shower, walk-in closet, and direct access to the screened porch, also accessible from the main living area for seamless indoor-outdoor flow. Outdoor living is enhanced by a spacious Trex rear deck, covered front porch, and expansive acreage offering room for future improvements, fencing, or expansion. An attached two-car garage provides convenience, while a substantial 30x40 detached garage/workshop with three bays and 100 amp service delivers exceptional utility for equipment, trailers, agricultural use, or hobbies, creating a property that blends refined rural living with long-term flexibility and potential.

Property details

Beds
3
Baths
2.5
SqFt
2,236
Lot
Irregular
Year built
2017
Type
Single Family
Days on market
93
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Features

  • Attic Other
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,991/ month

Principal & interest
$5,883
Property tax (~1.05%)
$831
Homeowners insurance
$277
HOA dues

Down payment

$47,500 down · $902,500 financed

Income to qualify (28% rule)

~$299,655 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.