Lincolnton · Lincolnton, NC
575 Hill Road
Lincolnton, NC · 2,236 sqft
$950,000
Reduced from $990,000
- 3Beds
- 2.5Baths
- 2,236SqFt
- 2017Year
- IrregularLot
- 93Days on market
About this home
For those envisioning a private rural retreat or future equestrian or livestock estate, 18+ acres offering scale, privacy, and flexibility with a gated entrance and long private drive creating a quiet, distinguished approach into rolling open pasture, mature wooded sections, and two creeks that wind through the property, adding natural character and water features across the land. The acreage provides a balanced mix of open and wooded terrain with potential for future grazing areas, barns, fencing, riding space, or small-scale agricultural use, offering long-term versatility for a variety of rural visions. An existing pole barn adds immediate utility for storage, equipment, or hobby use. The custom-built 3 bedroom, 2.5 bath residence features an open-concept layout connecting kitchen, dining, and living spaces for comfortable daily living and entertaining, along with a split-bedroom floor plan placing the primary suite in a private wing of the home, separate from two additional bedrooms and an office or bonus room. The kitchen includes stainless steel appliances, a flat-top electric cooktop, built-in convection ovens, pantry, center island, and pendant lighting, while the living area is anchored by a fireplace and hardwood flooring throughout the main living spaces. The primary suite offers dual vanities, a soaking tub, separate shower, walk-in closet, and direct access to the screened porch, also accessible from the main living area for seamless indoor-outdoor flow. Outdoor living is enhanced by a spacious Trex rear deck, covered front porch, and expansive acreage offering room for future improvements, fencing, or expansion. An attached two-car garage provides convenience, while a substantial 30x40 detached garage/workshop with three bays and 100 amp service delivers exceptional utility for equipment, trailers, agricultural use, or hobbies, creating a property that blends refined rural living with long-term flexibility and potential.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,236
- Lot
- Irregular
- Year built
- 2017
- Type
- Single Family
- Days on market
- 93
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl, Wood
Features
- Attic Other
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,991/ month
- Principal & interest
- $5,883
- Property tax (~1.05%)
- $831
- Homeowners insurance
- $277
- HOA dues
- —
Down payment
$47,500 down · $902,500 financed
Income to qualify (28% rule)
~$299,655 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


