Lincolnton · Lincolnton, NC
608 Hoyle Street
Lincolnton, NC · 2,027 sqft
$319,900
- 5Beds
- 2Baths
- 2,027SqFt
- 1981Year
- 28Days on market
About this home
Back on the market due to buyer circumstances — now is your second chance to own one of Lincolnton’s most unique homes. Tucked into the desirable Highland Park area with no HOA, this 5-bedroom home offers the perfect blend of character, flexibility, and outdoor living. Inside, you’ll find warm farmhouse-inspired details, wood accents, spacious gathering areas, and a beautiful stone fireplace that creates an inviting atmosphere throughout the home. The fully usable basement level offers incredible flexibility for multigenerational living, recreation space, hobbies, media room potential, or work-from-home needs. Outside is where this property truly shines — featuring a peaceful koi pond, mature trees, raised garden beds, spacious decking, entertaining areas, and multiple storage buildings. Whether you enjoy gardening, relaxing outdoors, hosting gatherings, or simply having space to spread out, this property delivers a lifestyle that’s difficult to find. Conveniently located near Atrium Health Lincolnton, shopping, dining, and Hwy 321 access for an easy Charlotte commute. Homes with this much personality, flexibility, and outdoor charm rarely become available.
Property details
- Beds
- 5
- Baths
- 2
- SqFt
- 2,027
- Lot
- —
- Year built
- 1981
- Type
- Single Family
- Days on market
- 28
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Vinyl, Wood
Features
- Attic Other
- Entrance Foyer
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,354/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $279
- Homeowners insurance
- $93
- HOA dues
- —
Down payment
$15,995 down · $303,905 financed
Income to qualify (28% rule)
~$100,904 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


