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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

608 Hoyle Street

Lincolnton, NC · 2,027 sqft

$319,900

  • 5Beds
  • 2Baths
  • 2,027SqFt
  • 1981Year
  • 28Days on market

About this home

Back on the market due to buyer circumstances — now is your second chance to own one of Lincolnton’s most unique homes. Tucked into the desirable Highland Park area with no HOA, this 5-bedroom home offers the perfect blend of character, flexibility, and outdoor living. Inside, you’ll find warm farmhouse-inspired details, wood accents, spacious gathering areas, and a beautiful stone fireplace that creates an inviting atmosphere throughout the home. The fully usable basement level offers incredible flexibility for multigenerational living, recreation space, hobbies, media room potential, or work-from-home needs. Outside is where this property truly shines — featuring a peaceful koi pond, mature trees, raised garden beds, spacious decking, entertaining areas, and multiple storage buildings. Whether you enjoy gardening, relaxing outdoors, hosting gatherings, or simply having space to spread out, this property delivers a lifestyle that’s difficult to find. Conveniently located near Atrium Health Lincolnton, shopping, dining, and Hwy 321 access for an easy Charlotte commute. Homes with this much personality, flexibility, and outdoor charm rarely become available.

Property details

Beds
5
Baths
2
SqFt
2,027
Lot
Year built
1981
Type
Single Family
Days on market
28
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood

Features

  • Attic Other
  • Entrance Foyer
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,354/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$100,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.