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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

608 N State Street

Lincolnton, NC · 2,492 sqft

$349,900

Reduced from $375,000

  • 2Beds
  • 1.5Baths
  • 2,492SqFt
  • 1957Year
  • 56Days on market

About this home

Charming 1950s brick ranch with endless potential in the heart of Lincolnton! This well-built home offers over 2,400 sq ft on the main level, providing an incredible opportunity to reimagine and customize the space to fit your needs. While currently configured as a 2-bedroom, 1.5-bath home, the generous layout offers ample room for expansion, reconfiguration, or a complete modern transformation. This house has been owned and loved by the same owners since the 1960s and it shows. Inside, you’ll find spacious living areas ready for your personal touch, with solid construction and a layout that lends itself well to remodeling. Whether you’re looking to create additional bedrooms, open up the floor plan, or design your dream kitchen and primary suite, the possibilities here are truly endless. The home also features a full unfinished basement—perfect for storage, a workshop, and all of your Pinterest board ideas! This home also has an attached basement load two-car garage. Outside, you’ll love the large metal RV garage, ideal for storing recreational vehicles, equipment, or creating the ultimate hobby space. Situated on a hard-to-find 1.6+/- acre lot, this property offers space to spread out, and room for additional improvements—all while being conveniently located in Lincolnton. A rare opportunity to own a solid home with a large lot and unlimited potential!

Property details

Beds
2
Baths
1.5
SqFt
2,492
Lot
Year built
1957
Type
Single Family
Days on market
56
Garage
2
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,367 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.