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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

801 N Grove Street

Lincolnton, NC · 1,409 sqft

$275,000

Reduced from $350,000

  • 2Beds
  • 2Baths
  • 1,409SqFt
  • 1979Year
  • 239Days on market

About this home

Welcome to your peaceful retreat by the water! Nestled right beside the serene Clark's Creek and just a short walk or golf cart ride to downtown Lincolnton, this property offers both charm and convenience.

The main home features 2 spacious bedrooms upstairs, 2 full bathrooms, and a dedicated office. Enjoy the added bonus of a 632 sq ft second living quarters with its own private entrance—perfect for multigenerational living, guest accommodations, or even a separate rental space. This flexible area includes a private bedroom, full bathroom, and convenient sink area, offering comfort and privacy for extended family or visitors.

With its ideal location and built-in second living space, this property would also make an excellent Airbnb or short-term rental opportunity, providing both versatility and potential income.

Imagine sipping your morning coffee with the soothing sounds of the creek nearby or hosting gatherings with the tranquil backdrop of flowing water. Recent updates—including a newer roof, HVAC, ductwork, flooring, kitchen upgrades, and modern touches throughout—make this home truly move-in ready.

Don’t miss your chance to own this unique creekside property with stunning surroundings and endless possibilities. Schedule your private tour today! Additional 0.421 lot available behind the property.

Property details

Beds
2
Baths
2
SqFt
1,409
Lot
Year built
1979
Type
Single Family
Days on market
239
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.