Lincolnton · Lincolnton, NC
801 N Grove Street
Lincolnton, NC · 1,409 sqft
$275,000
Reduced from $350,000
- 2Beds
- 2Baths
- 1,409SqFt
- 1979Year
- 239Days on market
About this home
Welcome to your peaceful retreat by the water! Nestled right beside the serene Clark's Creek and just a short walk or golf cart ride to downtown Lincolnton, this property offers both charm and convenience.
The main home features 2 spacious bedrooms upstairs, 2 full bathrooms, and a dedicated office. Enjoy the added bonus of a 632 sq ft second living quarters with its own private entrance—perfect for multigenerational living, guest accommodations, or even a separate rental space. This flexible area includes a private bedroom, full bathroom, and convenient sink area, offering comfort and privacy for extended family or visitors.
With its ideal location and built-in second living space, this property would also make an excellent Airbnb or short-term rental opportunity, providing both versatility and potential income.
Imagine sipping your morning coffee with the soothing sounds of the creek nearby or hosting gatherings with the tranquil backdrop of flowing water. Recent updates—including a newer roof, HVAC, ductwork, flooring, kitchen upgrades, and modern touches throughout—make this home truly move-in ready.
Don’t miss your chance to own this unique creekside property with stunning surroundings and endless possibilities. Schedule your private tour today! Additional 0.421 lot available behind the property.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,409
- Lot
- —
- Year built
- 1979
- Type
- Single Family
- Days on market
- 239
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,023/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$86,742 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


