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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

810 / 812 E Lincoln Street

Lincolnton, NC · 2,836 sqft

$470,990

Reduced from $480,000

  • 6Beds
  • 5Baths
  • 2,836SqFt
  • 2026Year
  • 25Days on market

About this home

Charming Duplex with Primary Suite on Main Floor – Prime Lincolnton Location Discover this New Construction 3-bedroom, 2.5-bathroom duplex featuring a spacious primary bedroom and en-suite bath conveniently located on the main floor. The thoughtfully designed layout offers comfortable living spaces ideal for everyday enjoyment or flexible use. Situated just 2 minutes from vibrant downtown Lincolnton, this property provides easy access to local shops, dining, public art, and community events. It’s also only minutes from Lincoln Country Club, a scenic semi-private 18-hole golf course known for its traditional design, challenging layout, rolling Piedmont terrain, meandering creeks, and mature hardwoods. Additional highlights include: • Convenient main-floor primary suite • 2.5 bathrooms for added flexibility • Proximity to everyday amenities and recreational opportunities This duplex presents a versatile opportunity in a desirable area with quick access to both small-town charm and outdoor recreation. Perfect for those seeking a practical home layout with excellent location benefits.
Over the range microwave, stove, and dishwasher included. $5,000 in Seller Closing Cost Credits on full offers, Home warranty included.

Property details

Beds
6
Baths
5
SqFt
2,836
Lot
Year built
2026
Type
Single Family
Days on market
25
Style
A-Frame
Heating
Heat Pump
Cooling
Central Air, Dual
Foundation
Slab
Flooring
Vinyl

Features

  • Attic Walk In
  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,466/ month

Principal & interest
$2,916
Property tax (~1.05%)
$412
Homeowners insurance
$137
HOA dues

Down payment

$23,549 down · $447,440 financed

Income to qualify (28% rule)

~$148,563 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.