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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

812 Hallman Branch Lane

Lincolnton, NC · 1,939 sqft

$299,990

Reduced from $309,990

  • 3Beds
  • 2.5Baths
  • 1,939SqFt
  • 2025Year
  • 32Days on market

About this home

You’ll fall in love with the Kephart at Carpenter Farms, a versatile open-concept plan offering two stories of inviting living space and stylish features. As you enter the home from the ample front porch, a long foyer leads to a wide-open great room, a well-appointed kitchen with a spacious center island and a charming dining area with direct access to the patio. As you head upstairs, you’ll find three generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath and a walk-in shower.

Property details

Beds
3
Baths
2.5
SqFt
1,939
Lot
Year built
2025
Type
Single Family
Days on market
32
Garage
2
Style
Transitional
Heating
Central, Forced Air
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$300 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,307/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$100

Down payment

$14,999 down · $284,990 financed

Income to qualify (28% rule)

~$98,910 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.