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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

814 Olde England Drive

Lincolnton, NC · 1,939 sqft

$303,990

Reduced from $327,990

  • 4Beds
  • 2.5Baths
  • 1,939SqFt
  • 2026Year
  • 31Days on market

About this home

The Kephart floorplan at Carpenter Farms is a spacious and well-designed home encompassing 1,939 square feet. It features a thoughtful layout with four bedrooms and two and a half baths, offering ample space for comfortable living. The floorplan emphasizes an open concept, creating a seamless flow between different areas of the house. The family room is adorned with an electric linear fireplace, providing both aesthetic appeal and a cozy atmosphere. Adjacent to the family room is the kitchen, which boasts elegant quartz countertops and an island. As you head upstairs, you'll find two generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath with dual vanities and a walk-in shower. Residents can enjoy a refreshing pool, ideal for leisurely swims or socializing with neighbors. Additionally, a dog park, playground, and activity field are available, offering spaces for outdoor gatherings, activities, and entertaining.

Property details

Beds
4
Baths
2.5
SqFt
1,939
Lot
Year built
2026
Type
Single Family
Days on market
31
Garage
2
Style
Transitional
Heating
Central, Forced Air
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Linoleum, Vinyl
HOA dues
$300 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,337/ month

Principal & interest
$1,882
Property tax (~1.05%)
$265
Homeowners insurance
$88
HOA dues
$100

Down payment

$15,199 down · $288,790 financed

Income to qualify (28% rule)

~$100,172 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.