Lincolnton · Lincolnton, NC
814 Olde England Drive
Lincolnton, NC · 1,939 sqft
$303,990
Reduced from $327,990
- 4Beds
- 2.5Baths
- 1,939SqFt
- 2026Year
- 31Days on market
About this home
The Kephart floorplan at Carpenter Farms is a spacious and well-designed home encompassing 1,939 square feet. It features a thoughtful layout with four bedrooms and two and a half baths, offering ample space for comfortable living. The floorplan emphasizes an open concept, creating a seamless flow between different areas of the house. The family room is adorned with an electric linear fireplace, providing both aesthetic appeal and a cozy atmosphere. Adjacent to the family room is the kitchen, which boasts elegant quartz countertops and an island. As you head upstairs, you'll find two generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath with dual vanities and a walk-in shower. Residents can enjoy a refreshing pool, ideal for leisurely swims or socializing with neighbors. Additionally, a dog park, playground, and activity field are available, offering spaces for outdoor gatherings, activities, and entertaining.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,939
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 31
- Garage
- 2
- Style
- Transitional
- Heating
- Central, Forced Air
- Cooling
- Central Air, Zoned
- Foundation
- Slab
- Flooring
- Linoleum, Vinyl
- HOA dues
- $300 / qtr
Features
- Attic Stairs Pulldown
- Cable Prewire
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,337/ month
- Principal & interest
- $1,882
- Property tax (~1.05%)
- $265
- Homeowners insurance
- $88
- HOA dues
- $100
Down payment
$15,199 down · $288,790 financed
Income to qualify (28% rule)
~$100,172 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


