Skip to content
John KurtzCharlotte · NC

View all 46 photos →

Lincolnton · Lincolnton, NC

884 Clear Creek Circle

Lincolnton, NC · 1,980 sqft

$430,000

Reduced from $499,999

  • 3Beds
  • 2Baths
  • 1,980SqFt
  • 2014Year
  • 126Days on market

About this home

Move-in ready home on a corner lot in Lincolnton offering space, flexibility, and a quiet but convenient location. This property appeals to buyers looking for more room to spread out while staying close to Hickory, Gastonia, and Charlotte-area commuter routes, as well as local employment centers in manufacturing, medical, tech, and skilled trades.

The home offers the lifestyle today’s buyers are seeking, including yard space, a flexible bonus room, and a two-car garage, all without HOA restrictions. Ideal for those wanting more space without giving up convenience, and for buyers who want a home that already feels finished and ready to enjoy.

Lifestyle highlights include slow mornings on the back deck in a quiet setting, backyard living for kids, pets, grilling, and fire pit evenings, and a bonus room suitable for office, guest space, gaming, or additional living area. The location also provides easy access to regional commuting and weekend travel to mountains and lakes.

While some nearby homes may be priced lower, they often require tradeoffs in condition, lot quality, or layout. This home offers a strong balance of space, condition, and usability.

At $430K, this property represents a strong amount of house, land, and flexibility for the price in this area.

Property details

Beds
3
Baths
2
SqFt
1,980
Lot
Year built
2014
Type
Single Family
Days on market
126
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Other
  • Open Floorplan
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,164/ month

Principal & interest
$2,663
Property tax (~1.05%)
$376
Homeowners insurance
$125
HOA dues

Down payment

$21,500 down · $408,500 financed

Income to qualify (28% rule)

~$135,633 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.