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John KurtzCharlotte · NC

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Belmont · Belmont, NC

107 Oakland Road

Belmont, NC · 1,081 sqft

$269,500

Reduced from $285,000

  • 3Beds
  • 1Baths
  • 1,081SqFt
  • 1948Year
  • 103Days on market

About this home

This charming one-story, 3-bedroom, 1-bath home offers 1,081 square feet of comfortable living and was originally built in 1948, blending classic character with everyday practicality.

Ideally located just minutes from Interstate 85, the home provides easy access to downtown Belmont, downtown Mount Holly, Gastonia, and a quick commute to the heart of uptown Charlotte, making it a great option for those who value both convenience and a neighborhood feel.

Inside, you’ll love the cute, welcoming kitchen and the inviting flow of the living space, while the cozy front porch is perfect for morning coffee or winding down in the evenings. Out back, enjoy a brand-new deck surrounding an awesome above-ground pool, ideal for staycations, entertaining, and summer fun, plus a 240-square-foot detached workshop offering great space for hobbies, storage, or a creative workspace.

Outdoor enthusiasts will appreciate the close proximity to Tuckaseege Park, along with high-performing schools, nearby Belmont Abbey College, and the convenience of the new Belmont hospital system.

As an added bonus, our preferred lender is offering a $1,000 credit at closing, making this well-located home an even better value that delivers charm, lifestyle, and convenience all in one.

Property details

Beds
3
Baths
1
SqFt
1,081
Lot
Year built
1948
Type
Single Family
Days on market
103
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,938/ month

Principal & interest
$1,669
Property tax (~0.85%)
$190
Homeowners insurance
$78
HOA dues

Down payment

$13,475 down · $256,025 financed

Income to qualify (28% rule)

~$83,082 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.