Belmont · Belmont, NC
107 Oakland Road
Belmont, NC · 1,081 sqft
$269,500
Reduced from $285,000
- 3Beds
- 1Baths
- 1,081SqFt
- 1948Year
- 103Days on market
About this home
This charming one-story, 3-bedroom, 1-bath home offers 1,081 square feet of comfortable living and was originally built in 1948, blending classic character with everyday practicality.
Ideally located just minutes from Interstate 85, the home provides easy access to downtown Belmont, downtown Mount Holly, Gastonia, and a quick commute to the heart of uptown Charlotte, making it a great option for those who value both convenience and a neighborhood feel.
Inside, you’ll love the cute, welcoming kitchen and the inviting flow of the living space, while the cozy front porch is perfect for morning coffee or winding down in the evenings. Out back, enjoy a brand-new deck surrounding an awesome above-ground pool, ideal for staycations, entertaining, and summer fun, plus a 240-square-foot detached workshop offering great space for hobbies, storage, or a creative workspace.
Outdoor enthusiasts will appreciate the close proximity to Tuckaseege Park, along with high-performing schools, nearby Belmont Abbey College, and the convenience of the new Belmont hospital system.
As an added bonus, our preferred lender is offering a $1,000 credit at closing, making this well-located home an even better value that delivers charm, lifestyle, and convenience all in one.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,081
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Days on market
- 103
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,938/ month
- Principal & interest
- $1,669
- Property tax (~0.85%)
- $190
- Homeowners insurance
- $78
- HOA dues
- —
Down payment
$13,475 down · $256,025 financed
Income to qualify (28% rule)
~$83,082 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


