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John KurtzCharlotte · NC

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Belmont · Belmont, NC

109 James Drive

Belmont, NC · 3,065 sqft

$435,000

Reduced from $450,000

  • 5Beds
  • 3Baths
  • 3,065SqFt
  • 1965Year
  • 12Days on market

About this home

The expansive home sits on a one acre corner lot with a main level that features 3 bedrooms, a spacious living area with an eat in kitchen and two car attached garage. The finished basement features a full bathroom and several rooms for entertaining or potentially creating a second living space with a second primary suite. There are two rooms, one with an en suite bathroom, in the finished basement that were used as bedrooms but because the septic tank is rated for 3 bedrooms they can not be marketed as such. Whether you want to hang out at the restaurants, shops and the park in downtown Belmont, explore the nearby Catawba River, Lake Wylie and Daniel Stowe Botanical Gardens or take a quick trip to the Whitewater Center or Charlotte, this growing community offers tons of opportunity to venture out and explore.

Property details

Beds
5
Baths
3
SqFt
3,065
Lot
Year built
1965
Type
Single Family
Days on market
12
Garage
2
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,129/ month

Principal & interest
$2,694
Property tax (~0.85%)
$308
Homeowners insurance
$126
HOA dues

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$134,103 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.