Belmont · Belmont, NC
109 James Drive
Belmont, NC · 3,065 sqft
$435,000
Reduced from $450,000
- 5Beds
- 3Baths
- 3,065SqFt
- 1965Year
- 12Days on market
About this home
The expansive home sits on a one acre corner lot with a main level that features 3 bedrooms, a spacious living area with an eat in kitchen and two car attached garage. The finished basement features a full bathroom and several rooms for entertaining or potentially creating a second living space with a second primary suite. There are two rooms, one with an en suite bathroom, in the finished basement that were used as bedrooms but because the septic tank is rated for 3 bedrooms they can not be marketed as such. Whether you want to hang out at the restaurants, shops and the park in downtown Belmont, explore the nearby Catawba River, Lake Wylie and Daniel Stowe Botanical Gardens or take a quick trip to the Whitewater Center or Charlotte, this growing community offers tons of opportunity to venture out and explore.
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 3,065
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 12
- Garage
- 2
- Heating
- Forced Air, Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,129/ month
- Principal & interest
- $2,694
- Property tax (~0.85%)
- $308
- Homeowners insurance
- $126
- HOA dues
- —
Down payment
$21,750 down · $413,250 financed
Income to qualify (28% rule)
~$134,103 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


