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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1116 Calm Cove Lane

Belmont, NC · 1,969 sqft

$621,154

Reduced from $690,729

  • 2Beds
  • 2Baths
  • 1,969SqFt
  • 2025Year
  • 165Days on market

About this home

Eligible for a 3.99% 7/6 ARM! (Qualifications apply.)

Welcome to the newest premier 55+, active-adult community in the Charlotte market: Carolina Riverside! Conveniently located to charming downtown Belmont, Charlotte-Douglas International Airport, the Catawba River and Lake Wylie, a multitude of hospitals, grocery stores, golf courses, and much more. Your clients will enjoy the luxury of HOA-included lawn maintenance, TV & high-speed Internet, a full-time lifestyle director, and a multitude of amenities: 19,000 square foot clubhouse, indoor pool and spa, outdoor pool, pickle ball and bocce courts, dog park, walking trails, and more! This Palmary home boasts an open-concept kitchen-living space, sunroom + covered patio, gourmet kitchen, upgraded hardwoods, zero-entry owner's shower, and energy efficient features. Added benefits are a tankless water heater, crown molding, and fully cased windows and openings, and whole house blinds! Please contact us to schedule your visit!

Property details

Beds
2
Baths
2
SqFt
1,969
Lot
Year built
2025
Type
Single Family
Days on market
165
Garage
2
Heating
ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
Cooling
Zoned
Foundation
Slab
Flooring
Hardwood, Tile
HOA dues
$320 / mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,788/ month

Principal & interest
$3,846
Property tax (~0.85%)
$439
Homeowners insurance
$181
HOA dues
$320

Down payment

$31,057 down · $590,096 financed

Income to qualify (28% rule)

~$205,206 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.