Belmont · Belmont, NC
113 Cross Current Lane
Belmont, NC · 4,318 sqft
$1,175,000
- 5Beds
- 4.5Baths
- 4,318SqFt
- 2020Year
- 8Days on market
About this home
113 Cross Current presents a rare opportunity to experience elevated living in the highly desirable McLean–South Shore waterfront community, where residents enjoy lake access, a private kayak launch, and resort-inspired amenities designed for a relaxed yet luxurious lifestyle. Conveniently situated near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, this location offers the ideal blend of peaceful retreat and everyday accessibility, with marinas and endless waterfront recreation just minutes away. Beautifully maintained and thoughtfully crafted, the home offers a sophisticated yet functional layout. The expansive primary suite serves as a private retreat, featuring a luxurious spa-inspired ensuite bathroom designed with comfort and relaxation in mind. Every bedroom is designed with its own walk-in closet and direct bathroom access, creating a comfortable and private experience for both residents and guests. Generous living spaces and flexible-use areas provide the versatility needed for entertaining, remote work, or quiet relaxation. At the heart of the home, the chef’s kitchen impresses with an expansive island, butler’s pantry, and effortless connection to the surrounding living and gathering spaces. The open-concept design is complemented by a stunning stone fireplace and a built-in drop zone that adds both charm and convenience to daily living. Adding to the home’s appeal is a whole-house reverse osmosis water filtration system, providing high-quality water throughout. Practicality meets style with abundant, easily accessible storage, a spacious three-car garage, and an oversized driveway offering ample parking. Outdoors, enjoy the covered porch with ceiling fan overlooking a private, level backyard surrounded by mature trees. A cozy fire pit creates the perfect setting for relaxing evenings or entertaining under the stars. Combining timeless finishes, thoughtful design, and an exceptional waterfront community lifestyle, this home truly stands apart.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 4,318
- Lot
- —
- Year built
- 2020
- Type
- Single Family
- Days on market
- 8
- Garage
- 3
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Dual
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $1,550 / yr
Features
- Attic Walk In
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,581/ month
- Principal & interest
- $7,277
- Property tax (~0.85%)
- $832
- Homeowners insurance
- $342
- HOA dues
- $129
Down payment
$58,750 down · $1,116,250 financed
Income to qualify (28% rule)
~$367,769 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


