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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1141 Overlake Drive

Belmont, NC · 2,923 sqft

$654,900

Reduced from $695,000

  • 4Beds
  • 3Baths
  • 2,923SqFt
  • 2022Year
  • 90Days on market

About this home

FANTASTIC HOME LOADED WITH UPGRADES — PRICED TO SELL WITH INSTANT EQUITY! MOTIVATED SELLER — BRING YOUR OFFERS.

Move-in-ready and beautifully maintained, this stunning Calistoga Plan by Empire sits in the highly sought-after McLean Overlake community. The home features a dramatic 2-story great room with wall speakers, custom trim, built-ins, and a gas fireplace. The upgraded gourmet kitchen includes granite countertops, an extended island, convection microwave, and double oven. Enjoy outdoor living on the covered front porch or the back patio—perfect for relaxing or grilling.

Upstairs, the spacious primary suite offers a large bathroom with garden tub, walk-in shower, and private water closet. Two additional bedrooms, a full bath, and a large finished room over the garage provide flexible space for entertainment or a potential 5th bedroom.

Located minutes from downtown Belmont, Drift restaurant, Daniel Stowe Botanical Garden, and the Carolina Thread Trail. Community amenities include a clubhouse, pool, playground, sidewalks, and walking trails. At $654,900, this home delivers unmatched space, upgrades, and value in one of Belmont’s most desirable neighborhoods.

Property details

Beds
4
Baths
3
SqFt
2,923
Lot
Year built
2022
Type
Single Family
Days on market
90
Garage
2
Style
Modern, Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl, Wood
HOA dues
$1,245 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,814/ month

Principal & interest
$4,055
Property tax (~0.85%)
$463
Homeowners insurance
$191
HOA dues
$103

Down payment

$32,745 down · $622,155 financed

Income to qualify (28% rule)

~$206,341 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.