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John KurtzCharlotte · NC

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Belmont · Belmont, NC

123 Armstrong Road

Belmont, NC · 2,246 sqft

$409,990

Reduced from $415,990

  • 3Beds
  • 2.5Baths
  • 2,246SqFt
  • 2025Year
  • 38Days on market

About this home

Experience the charm of Seven Oaks, an award-winning community in Belmont set along the shores of Lake Wylie, where thoughtful design meets an easy, connected lifestyle. This Boyd plan offers 3 bedrooms and 2.5 baths, filled with natural light and enhanced by a covered outdoor living space that invites both relaxed mornings and cozy evenings. The primary suite is a true retreat with a spacious en suite bath, walk-in shower, dual walk-in closets, and soft white and cream finishes. At the heart of the home, a modern white-on-white designer kitchen features quartz countertops, an large island, and gourmet stainless gas appliances, all flowing seamlessly into the open-concept living area. Light oak-look vinyl flooring extends throughout the first floor, while a versatile loft and dedicated office space add flexibility for work and play. Discover a home designed to elevate everyday living with a fresh, inspired approach to comfort and style.

Property details

Beds
3
Baths
2.5
SqFt
2,246
Lot
Year built
2025
Type
Townhome
Days on market
38
Garage
2
Heating
Forced Air, Zoned
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$235 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,184/ month

Principal & interest
$2,539
Property tax (~0.85%)
$290
Homeowners insurance
$119
HOA dues
$235

Down payment

$20,499 down · $389,490 financed

Income to qualify (28% rule)

~$136,464 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.