Belmont · Belmont, NC
123 Armstrong Road
Belmont, NC · 2,246 sqft
$409,990
Reduced from $415,990
- 3Beds
- 2.5Baths
- 2,246SqFt
- 2025Year
- 38Days on market
About this home
Experience the charm of Seven Oaks, an award-winning community in Belmont set along the shores of Lake Wylie, where thoughtful design meets an easy, connected lifestyle. This Boyd plan offers 3 bedrooms and 2.5 baths, filled with natural light and enhanced by a covered outdoor living space that invites both relaxed mornings and cozy evenings. The primary suite is a true retreat with a spacious en suite bath, walk-in shower, dual walk-in closets, and soft white and cream finishes. At the heart of the home, a modern white-on-white designer kitchen features quartz countertops, an large island, and gourmet stainless gas appliances, all flowing seamlessly into the open-concept living area. Light oak-look vinyl flooring extends throughout the first floor, while a versatile loft and dedicated office space add flexibility for work and play. Discover a home designed to elevate everyday living with a fresh, inspired approach to comfort and style.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,246
- Lot
- —
- Year built
- 2025
- Type
- Townhome
- Days on market
- 38
- Garage
- 2
- Heating
- Forced Air, Zoned
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl, Wood
- HOA dues
- $235 / mo
Features
- Attic Stairs Pulldown
- Drop Zone
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,184/ month
- Principal & interest
- $2,539
- Property tax (~0.85%)
- $290
- Homeowners insurance
- $119
- HOA dues
- $235
Down payment
$20,499 down · $389,490 financed
Income to qualify (28% rule)
~$136,464 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


