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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1312 Swift Lane #105

Belmont, NC · 2,753 sqft

$500,000

Reduced from $506,639

  • 4Beds
  • 2.5Baths
  • 2,753SqFt
  • 2026Year
  • 104Days on market

About this home

Welcome home to the Durham! This two-story home features a large office with French doors perfect for library or working from home. Dining room has arched doorways on two walls opening to family room with gas fireplace. The kitchen is a chef's dream with quartz countertops, upgraded tile backsplash and HUGE walk in pantry. Plus dual counter height seating areas and dining space. EVP flooring throughout the main level is both durable and stylish. Step upstairs and find an oversized Primary bedroom with spacious walk in closet - plenty of room for two! Three spacious secondary bedrooms offer great closet space. Loft area is perfect for an extra TV or study space. Redhawk is a master-planned lifestyle community like no other! Amenities planned include two pools, clubhouse, tennis and pickleball, dog park, walking trails, disc golf and more. You'll also be just 30 minutes to Uptown and 22 min to the airport - even the Whitewater Center is a short 15 min. drive. All this plus the charm of downtown Belmont just down the street with plenty of unique restaurants, shops, parks and fun!

Property details

Beds
4
Baths
2.5
SqFt
2,753
Lot
Year built
2026
Type
Single Family
Days on market
104
Garage
2
Style
Traditional
Heating
Central, Electric, Heat Pump, Zoned
Cooling
Central Air, Electric, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$365 / qtr

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,718/ month

Principal & interest
$3,096
Property tax (~0.85%)
$354
Homeowners insurance
$145
HOA dues
$121

Down payment

$25,000 down · $475,000 financed

Income to qualify (28% rule)

~$159,356 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.