Belmont · Belmont, NC
132 Shimmerlake Lane
Belmont, NC · 3,804 sqft
$980,000
- 4Beds
- 3.5Baths
- 3,804SqFt
- 2021Year
- 107x145x125x194Lot
- 19Days on market
About this home
Located in the highly sought-after McLean South Shore community in Belmont, North Carolina, this beautifully designed 2021-built home is offered at $980,000 and captures the essence of refined lake living.
From the moment you arrive, a charming front porch welcomes you—perfectly positioned to take in serene lake views, setting the tone for both relaxed mornings and quiet evenings.
Inside, the main level features an open-concept layout where the living room, kitchen, eat-in area, and dining room flow seamlessly together. A striking stone gas fireplace anchors the space, creating a warm and inviting focal point for everyday living and entertaining alike. Just beyond, a spacious screened back porch and open deck extend the living area outdoors.
The main-level primary suite offers a true retreat, complete with a spa-inspired bath featuring a soaking tub, standalone shower, and an oversized closet designed to impress—with a center island that brings both function and luxury together effortlessly.
Upstairs, you’ll find three additional bedrooms, two full bathrooms, and a versatile bonus room with a built-in Murphy bed—ideal for guests, a home office, or flexible living space.
Additional highlights include a three-car garage and thoughtfully designed spaces throughout that balance comfort and style.
Beyond the home, McLean South Shore offers an exceptional lifestyle with a community clubhouse, outdoor pool, playground, and scenic walking trails. You’re also just a short golf cart ride away from Drift on Lake Wylie—perfect for an easy lunch or sunset dinner.
With water views, access to two nearby boat launch points, and a setting that blends natural beauty with everyday convenience, this home offers a truly elevated living experience.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,804
- Lot
- 107x145x125x194
- Year built
- 2021
- Type
- Single Family
- Days on market
- 19
- Garage
- 3
- Style
- Traditional
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Electric, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile
- View
- Water
- HOA dues
- $1,500 / yr
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,174/ month
- Principal & interest
- $6,069
- Property tax (~0.85%)
- $694
- Homeowners insurance
- $285
- HOA dues
- $125
Down payment
$49,000 down · $931,000 financed
Income to qualify (28% rule)
~$307,475 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


