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John KurtzCharlotte · NC

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Belmont · Belmont, NC

132 Shimmerlake Lane

Belmont, NC · 3,804 sqft

$980,000

  • 4Beds
  • 3.5Baths
  • 3,804SqFt
  • 2021Year
  • 107x145x125x194Lot
  • 19Days on market

About this home

Located in the highly sought-after McLean South Shore community in Belmont, North Carolina, this beautifully designed 2021-built home is offered at $980,000 and captures the essence of refined lake living.

From the moment you arrive, a charming front porch welcomes you—perfectly positioned to take in serene lake views, setting the tone for both relaxed mornings and quiet evenings.

Inside, the main level features an open-concept layout where the living room, kitchen, eat-in area, and dining room flow seamlessly together. A striking stone gas fireplace anchors the space, creating a warm and inviting focal point for everyday living and entertaining alike. Just beyond, a spacious screened back porch and open deck extend the living area outdoors.

The main-level primary suite offers a true retreat, complete with a spa-inspired bath featuring a soaking tub, standalone shower, and an oversized closet designed to impress—with a center island that brings both function and luxury together effortlessly.

Upstairs, you’ll find three additional bedrooms, two full bathrooms, and a versatile bonus room with a built-in Murphy bed—ideal for guests, a home office, or flexible living space.

Additional highlights include a three-car garage and thoughtfully designed spaces throughout that balance comfort and style.

Beyond the home, McLean South Shore offers an exceptional lifestyle with a community clubhouse, outdoor pool, playground, and scenic walking trails. You’re also just a short golf cart ride away from Drift on Lake Wylie—perfect for an easy lunch or sunset dinner.

With water views, access to two nearby boat launch points, and a setting that blends natural beauty with everyday convenience, this home offers a truly elevated living experience.

Property details

Beds
4
Baths
3.5
SqFt
3,804
Lot
107x145x125x194
Year built
2021
Type
Single Family
Days on market
19
Garage
3
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile
View
Water
HOA dues
$1,500 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,174/ month

Principal & interest
$6,069
Property tax (~0.85%)
$694
Homeowners insurance
$285
HOA dues
$125

Down payment

$49,000 down · $931,000 financed

Income to qualify (28% rule)

~$307,475 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.