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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1420 River Drive

Belmont, NC · 1,079 sqft

$335,000

  • 2Beds
  • 1.5Baths
  • 1,079SqFt
  • 1987Year
  • 0Lot
  • 18Days on market

About this home

Wake up to water views and end your day on the deck in this inviting Belmont townhouse with a rare deeded boat slip—your gateway to a true waterfront lifestyle. Whether it's boating, fishing, or simply soaking in the peaceful surroundings, this home delivers. Inside, you'll find fresh paint, durable LVP flooring throughout, newer appliances, and touches of original character that add warmth and charm. Enjoy a private fenced backyard for relaxing evenings and a front porch with a view that never gets old. Nestled in a quiet community just minutes from downtown Belmont, Charlotte, and the airport—this is easy living with a lifestyle upgrade.

Property details

Beds
2
Baths
1.5
SqFt
1,079
Lot
0
Year built
1987
Type
Condo
Days on market
18
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
HOA dues
$297 / mo

Features

  • Split Bedroom
  • Dock - Floating
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,706/ month

Principal & interest
$2,074
Property tax (~0.85%)
$237
Homeowners insurance
$97
HOA dues
$297

Down payment

$16,750 down · $318,250 financed

Income to qualify (28% rule)

~$116,003 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.