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John KurtzCharlotte · NC

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Belmont · Belmont, NC

184 Canal Road

Belmont, NC · 2,333 sqft

$395,000

  • 3Beds
  • 2Baths
  • 2,333SqFt
  • 1982Year
  • 1Days on market

About this home

Tucked away in the heart of Belmont, this charming 3 bedroom, 2 full bath home, offers the perfect blend of convenience and privacy. Located just minutes from vibrant downtown Belmont and beautiful Lake Wylie, you’ll enjoy easy access to shopping, dining, outdoor recreation, and everything this highly sought-after area has to offer. Nature lovers and outdoor enthusiasts will appreciate the nearby fishing hole within walking distance; a rare feature that adds to the peaceful lifestyle this property provides. Situated with an additional parcel, the property offers extra space, privacy, and endless potential for outdoor living, entertaining, gardening, or future possibilities. Whether you’re a first-time home buyer looking for a quiet place to call home or a growing family wanting room to spread out while staying close to town, this property delivers comfort, charm, and opportunity in one unique package.

Property details

Beds
3
Baths
2
SqFt
2,333
Lot
Year built
1982
Type
Single Family
Days on market
1
Heating
Forced Air
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,841/ month

Principal & interest
$2,446
Property tax (~0.85%)
$279
Homeowners insurance
$115
HOA dues

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$121,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.