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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1949 Sparkling Stream Drive

Belmont, NC · 2,169 sqft

$639,000

  • 3Beds
  • 2.5Baths
  • 2,169SqFt
  • 2024Year
  • 9Days on market

About this home

Open House Saturday June 6th from 11am-3pm: Welcome to Carolina Riverside, Belmont’s premier 55+ resort-style community where luxury, comfort, convenience, and connection come together just minutes from charming downtown Belmont.

This beautifully upgraded, like-new home offers elegant one-level living with an open-concept layout designed for both everyday living and entertaining. Filled with natural light, the home features spacious living areas, upscale finishes, and thoughtful upgrades throughout.

VALUE: Adding the Prestige floor plan base cost (approx. $575k), the lot premium and approximately $120k in upgrades would make this home price well over $700k if you went through the building process yourself. This home is move-in ready for you to start enjoying right away.

GOURMET KITCHEN: Stunning kitchen with upgraded cabinetry, premium countertops, stainless steel appliances, abundant storage, generous prep space, and a large center island perfect for gathering and entertaining.

MAIN LIVING AREAS: The kitchen flows seamlessly into the dining area, spacious living room, and bright sunroom, creating an open and airy feel throughout the home. A beautiful fireplace serves as the focal point and can be enjoyed from multiple living spaces.

PRIMARY SUITE: Private retreat featuring a luxurious upgraded bath with large walk-in shower, dual vanities, linen storage, upgraded fixtures, and oversized his-and-her walk-in closets.

ADDITIONAL SPACES: Secondary bedroom includes private en-suite bath and walk-in closet. Enclosed flex room can easily serve as a third bedroom, home office, den, library, media room, craft room, or fitness space.

OUTDOOR LIVING: Covered rear porch overlooks the large fenced backyard, offering space for relaxing, entertaining, gardening, or pets. Rare backyard flexibility for a low-maintenance community.

COMMUNITY AMENITIES: Carolina Riverside offers an exceptional active adult lifestyle with a 19,000-square-foot clubhouse scheduled for completion this summer. Planned amenities include indoor and outdoor resort-style pools, pickleball courts, bocce ball courts, fitness center, gathering spaces, event rooms, and scenic walking trails near the Catawba River. Full-time lifestyle director coordinates social events, clubs, and activities year-round.

LOW-MAINTENANCE LIVING: HOA dues include internet service, basic cable, and front and side yard maintenance, allowing more time to enjoy the community and surrounding area.

PRIME LOCATION: Conveniently located minutes from historic downtown Belmont, shopping, dining, healthcare, recreation, Charlotte Douglas International Airport, and uptown Charlotte.

This exceptional home shows like a model and offers a rare opportunity to enjoy luxury living in one of the Charlotte area’s most desirable new active adult communities.

Property details

Beds
3
Baths
2.5
SqFt
2,169
Lot
Year built
2024
Type
Single Family
Days on market
9
Garage
2
Heating
Central, ENERGY STAR Qualified Equipment, Forced Air
Cooling
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$320 / mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,916/ month

Principal & interest
$3,957
Property tax (~0.85%)
$452
Homeowners insurance
$186
HOA dues
$320

Down payment

$31,950 down · $607,050 financed

Income to qualify (28% rule)

~$210,708 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.