Belmont · Belmont, NC
1949 Sparkling Stream Drive
Belmont, NC · 2,169 sqft
$639,000
- 3Beds
- 2.5Baths
- 2,169SqFt
- 2024Year
- 9Days on market
About this home
Open House Saturday June 6th from 11am-3pm: Welcome to Carolina Riverside, Belmont’s premier 55+ resort-style community where luxury, comfort, convenience, and connection come together just minutes from charming downtown Belmont.
This beautifully upgraded, like-new home offers elegant one-level living with an open-concept layout designed for both everyday living and entertaining. Filled with natural light, the home features spacious living areas, upscale finishes, and thoughtful upgrades throughout.
VALUE: Adding the Prestige floor plan base cost (approx. $575k), the lot premium and approximately $120k in upgrades would make this home price well over $700k if you went through the building process yourself. This home is move-in ready for you to start enjoying right away.
GOURMET KITCHEN: Stunning kitchen with upgraded cabinetry, premium countertops, stainless steel appliances, abundant storage, generous prep space, and a large center island perfect for gathering and entertaining.
MAIN LIVING AREAS: The kitchen flows seamlessly into the dining area, spacious living room, and bright sunroom, creating an open and airy feel throughout the home. A beautiful fireplace serves as the focal point and can be enjoyed from multiple living spaces.
PRIMARY SUITE: Private retreat featuring a luxurious upgraded bath with large walk-in shower, dual vanities, linen storage, upgraded fixtures, and oversized his-and-her walk-in closets.
ADDITIONAL SPACES: Secondary bedroom includes private en-suite bath and walk-in closet. Enclosed flex room can easily serve as a third bedroom, home office, den, library, media room, craft room, or fitness space.
OUTDOOR LIVING: Covered rear porch overlooks the large fenced backyard, offering space for relaxing, entertaining, gardening, or pets. Rare backyard flexibility for a low-maintenance community.
COMMUNITY AMENITIES: Carolina Riverside offers an exceptional active adult lifestyle with a 19,000-square-foot clubhouse scheduled for completion this summer. Planned amenities include indoor and outdoor resort-style pools, pickleball courts, bocce ball courts, fitness center, gathering spaces, event rooms, and scenic walking trails near the Catawba River. Full-time lifestyle director coordinates social events, clubs, and activities year-round.
LOW-MAINTENANCE LIVING: HOA dues include internet service, basic cable, and front and side yard maintenance, allowing more time to enjoy the community and surrounding area.
PRIME LOCATION: Conveniently located minutes from historic downtown Belmont, shopping, dining, healthcare, recreation, Charlotte Douglas International Airport, and uptown Charlotte.
This exceptional home shows like a model and offers a rare opportunity to enjoy luxury living in one of the Charlotte area’s most desirable new active adult communities.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,169
- Lot
- —
- Year built
- 2024
- Type
- Single Family
- Days on market
- 9
- Garage
- 2
- Heating
- Central, ENERGY STAR Qualified Equipment, Forced Air
- Cooling
- Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $320 / mo
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,916/ month
- Principal & interest
- $3,957
- Property tax (~0.85%)
- $452
- Homeowners insurance
- $186
- HOA dues
- $320
Down payment
$31,950 down · $607,050 financed
Income to qualify (28% rule)
~$210,708 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


