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John KurtzCharlotte · NC

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Belmont · Belmont, NC

201 Browntown Road

Belmont, NC · 1,691 sqft

$399,000

Reduced from $420,000

  • 3Beds
  • 2Baths
  • 1,691SqFt
  • 1956Year
  • 45Days on market

About this home

PRICE REDUCED TO $399,000!! Welcome to this beautifully renovated brick ranch near downtown Belmont — No HOA! Situated on an almost 1/2-acre lot, this stunning home features an open floor plan with generous-sized rooms, 3 bedrooms plus a study/flex room and 2 full bathrooms. Updates include luxury vinyl plank flooring, stylish finishes and modern conveniences throughout. The designer kitchen offers new cabinetry, quartz countertops, sleek tile backsplash and stainless steel appliances. The spacious primary suite is a true retreat with a luxury en-suite bath featuring a double vanity, stand-alone soaking tub and a large walk-in shower with floor-to-ceiling tile. Both bathrooms have been fully renovated with beautiful tile work and modern finishes. Additional features include ceiling fans in the living room, study and all bedrooms, plus there is a convenient laundry/mud room with built-in drop zone! Step outside to enjoy the large fenced backyard, complete with a storage building and fire pit area — perfect for relaxing or entertaining. Major upgrades include NEW HVAC, new electrical panel and water heater replaced in 2024! Conveniently located just minutes from shopping, dining, parks and entertainment, with quick access to interstates and the airport for commuting or Lake Wylie for weekend fun! Enjoy all the charm and year-round events Belmont has to offer! Up to 100% USDA financing eligible!

Property details

Beds
3
Baths
2
SqFt
1,691
Lot
Year built
1956
Type
Single Family
Days on market
45
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Drop Zone
  • Garden Tub
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,870/ month

Principal & interest
$2,471
Property tax (~0.85%)
$282
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$123,005 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.