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John KurtzCharlotte · NC

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Belmont · Belmont, NC

2172 Southridge Drive

Belmont, NC · 2,277 sqft

$459,900

  • 4Beds
  • 3Baths
  • 2,277SqFt
  • 2006Year
  • 8Days on market

About this home

Welcome to South Point Ridge! This beautiful 1.5-story home features 4 bedrooms and 3 full bathrooms, tucked away in a quiet, desirable neighborhood just minutes from vibrant downtown Belmont. The main level offers a spacious primary suite complete with a walk-in closet and an en-suite bath featuring a separate soaking tub and shower. Two additional bedrooms share a conveniently located full bath. Hardwood floors flow throughout the main living areas, while the bedrooms offer comfortable carpeting. Upstairs, you'll find a versatile 4th bedroom or home office with its own private full bath — perfect for guests, remote work, or a bonus space. The kitchen is equipped with granite countertops, stainless steel appliances, and opens seamlessly into the living area, creating an ideal layout for entertaining. Just off the kitchen, the bright sunroom is surrounded by windows that fill the space with natural light. Step outside to enjoy the fully fenced backyard backing up to a tree line, offering the privacy and peaceful setting you’ve been looking for. This home combines comfort, functionality, and location — all within easy reach of shopping, dining, and entertainment in downtown Belmont.

Property details

Beds
4
Baths
3
SqFt
2,277
Lot
Year built
2006
Type
Single Family
Days on market
8
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$155 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,359/ month

Principal & interest
$2,848
Property tax (~0.85%)
$325
Homeowners insurance
$134
HOA dues
$51

Down payment

$22,995 down · $436,905 financed

Income to qualify (28% rule)

~$143,994 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.