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John KurtzCharlotte · NC

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Belmont · Belmont, NC

227 Bay Shore Drive

Belmont, NC · 3,471 sqft

$895,000

  • 5Beds
  • 3Baths
  • 3,471SqFt
  • 2016Year
  • 9Days on market

About this home

WATER VIEW and GORGEOUS in Belmont! If you want space and privacy with peaceful views of Lake Wylie, look no further! This home features 5 Bedrooms, 3 FULL Baths and a large bonus room. 1.59 acres situated on a Cul-de-sac/dead end road with incredible privacy. NO HOA. All brick and move in ready! Step in the front door and be greeted by hardwood floors throughout the main and brand new LVP upstairs - no carpet. Freshly painted interior with the amazing snowbound color! Dining room and adjacent room with windows facing the water view. Great floorplan with a bedroom and full bath downstairs - perfect for guests or could be used as the Primary or an office. Open concept layout featuring Kitchen with ss appliances, including a brand new refrigerator, beautiful backsplash and granite countertops - ajdoining Butler's pantry. Huge closet for pantry/storage. Large living room with gas fireplace. Upstairs you will find 4 more bedrooms, including the large Primary with ensuite and walk-in closet. Big Bonus room that could be used for so many things as well as a dedicated laundry room. Bring your rocking chairs for the large screened porch to relax and enjoy the private wooded setting. Fenced backyard. Newly stained deck perfect for grilling out and entertaining. Sit by the fire and enjoy the big sky! 2-car garage and tons of extra parking with the long driveway. All of this and just minutes to downtown Belmont, Charlotte and the SC line! Dining and shopping right down the road, including a new Publix being built. This is a rare property that you don't want to miss! Checks all the boxes! Schedule your showing today!

Property details

Beds
5
Baths
3
SqFt
3,471
Lot
Year built
2016
Type
Single Family
Days on market
9
Garage
2
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Hardwood, Tile
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,437/ month

Principal & interest
$5,542
Property tax (~0.85%)
$633
Homeowners insurance
$261
HOA dues

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$275,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.