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John KurtzCharlotte · NC

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Belmont · Belmont, NC

2845 Lakefront Drive

Belmont, NC · 3,058 sqft

$1,149,900

  • 3Beds
  • 5Baths
  • 3,058SqFt
  • 2010Year
  • 2Days on market

About this home

Private waterfront retreat on a rare 1.49-acre lakefront parcel offering stunning year-round lake views, beautiful landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature-lover’s paradise while still offering an easy commute to Charlotte, the airport, and charming downtown Belmont.

Property details

Beds
3
Baths
5
SqFt
3,058
Lot
Year built
2010
Type
Single Family
Days on market
2
Garage
4
Heating
Central, Ductless, Forced Air, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Ductless, Electric
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Water, Year Round

Features

  • Attic Other
  • Breakfast Bar
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Dock - Floating
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,271/ month

Principal & interest
$7,121
Property tax (~0.85%)
$814
Homeowners insurance
$335
HOA dues

Down payment

$57,495 down · $1,092,405 financed

Income to qualify (28% rule)

~$354,495 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.