Belmont · Belmont, NC
2845 Lakefront Drive
Belmont, NC · 3,058 sqft
$1,149,900
- 3Beds
- 5Baths
- 3,058SqFt
- 2010Year
- 2Days on market
About this home
Private waterfront retreat on a rare 1.49-acre lakefront parcel offering stunning year-round lake views, beautiful landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature-lover’s paradise while still offering an easy commute to Charlotte, the airport, and charming downtown Belmont.
Property details
- Beds
- 3
- Baths
- 5
- SqFt
- 3,058
- Lot
- —
- Year built
- 2010
- Type
- Single Family
- Days on market
- 2
- Garage
- 4
- Heating
- Central, Ductless, Forced Air, Heat Pump, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Ductless, Electric
- Foundation
- Basement
- Flooring
- Carpet, Tile, Vinyl, Wood
- View
- Water, Year Round
Features
- Attic Other
- Breakfast Bar
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Dock - Floating
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$8,271/ month
- Principal & interest
- $7,121
- Property tax (~0.85%)
- $814
- Homeowners insurance
- $335
- HOA dues
- —
Down payment
$57,495 down · $1,092,405 financed
Income to qualify (28% rule)
~$354,495 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


