Belmont · Belmont, NC
3029 Hayes Ridge Drive #20
Belmont, NC · 3,104 sqft
$679,000
- 4Beds
- 4.5Baths
- 3,104SqFt
- 2026Year
- 38x144x55x130Lot
About this home
The Enclave at Belmont is now open! Exclusively offering only 36 new homes ranging from 2500-4200 square feet (priced $500s-$700s). AMAZING LOCATION within easy walking distance of Belmont Middle and Southpoint High schools, plus historic downtown Belmont's restaurants, parks and events. Nestled between the new Del Webb Riverside community on the South Fork River just blocks away & Lake Wylie on the other side of the Belmont Peninsula, the Enclave is the only new neighborhood inside Belmont's City Limits offering newly built 2 & 3 story homes on private homesites. Very easy access to Charlotte - only 10 minutes to Charlotte's outer I-485 beltway & just a 25-minute commute straight into uptown via I-85 or Wilkinson Blvd. Three story "Hickory" design has 5br/4baths plus a 3rd floor rec room.
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 3,104
- Lot
- 38x144x55x130
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Style
- Traditional
- Heating
- Central, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl, Wood
- HOA dues
- $90 / mo
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,974/ month
- Principal & interest
- $4,205
- Property tax (~0.85%)
- $480
- Homeowners insurance
- $198
- HOA dues
- $90
Down payment
$33,950 down · $645,050 financed
Income to qualify (28% rule)
~$213,181 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


