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John KurtzCharlotte · NC

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Belmont · Belmont, NC

304 Ardmore Drive

Belmont, NC · 2,096 sqft

$440,000

Reduced from $471,000

  • 3Beds
  • 2.5Baths
  • 2,096SqFt
  • 2024Year
  • 175Days on market

About this home

Like new and ready to move in! This immaculate townhome offers an open layout with designer finishes! The upgraded kitchen features under cabinet lighting on a switch, a single bowl undermount stainless steel sink, gas cooktop, under cabinet vent hood, built-in stainless steel microwave and wall oven combo, and tons of pantry space! The oak box staircase with open rails brings you upstairs to a versatile loft. On one side of the second floor is the spacious primary suite, including a private bathroom with tiled shower and dual vanities, and a large closet. The other side of the second floor includes a convenient upstairs laundry room, an additional full bathroom with dual vanities, and two spacious secondary bedrooms with ample closet space. Outside, relax on the covered front porch, or meet your neighbors at the community pavilion and activity lawn. Come enjoy low maintenance living just minutes from Lake Wylie and downtown Belmont!

Property details

Beds
3
Baths
2.5
SqFt
2,096
Lot
Year built
2024
Type
Townhome
Days on market
175
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$235 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,400/ month

Principal & interest
$2,725
Property tax (~0.85%)
$311
Homeowners insurance
$128
HOA dues
$235

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$145,716 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.