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John KurtzCharlotte · NC

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Belmont · Belmont, NC

3225 Lake Pointe Drive

Belmont, NC · 3,905 sqft

$1,640,000

  • 4Beds
  • 3.5Baths
  • 3,905SqFt
  • 2013Year
  • 79x253x85x255Lot
  • 10Days on market

About this home

LAKEFRONT LUXURY | BIG WATER VIEWS | ELEVATOR | COVERED DOCK -

Experience the ultimate in luxury waterfront living at this exceptional custom Yeary Homes retreat in the prestigious gated community of Reflection Pointe on Lake Wylie. Perfectly positioned on a deep-water homesite with breathtaking main-channel views, this thoughtfully designed home captures the beauty of the lake from nearly every rear-facing room.

Timeless craftsmanship and elegant finishes define the open-concept floor plan. The dramatic Great Room features soaring 14-foot coffered ceilings, custom built-ins, fireplace, walls of windows, and panoramic water views that immediately command attention. The chef’s kitchen is equally impressive with granite countertops, extensive pull-out cabinetry, new appliances (2024), and seamless flow into the living and dining spaces—perfect for entertaining and everyday living alike.

The luxurious main-level primary suite offers tranquil lake views, a 12-foot tray ceiling, and a spa-inspired bath designed for comfort and relaxation. Elevator access to the lower level provides convenience and flexibility for guests and multigenerational living. Garage was extended to accommodate a motorcycle, so there’s plenty of extra space in the garage.

The walkout lower level is ideal for entertaining, featuring a spacious secondary Family Room with fireplace, wet bar, screened porch with incredible water views, three additional bedrooms, flex space, and generous storage for lake toys and outdoor gear.

Outdoor living is truly exceptional. Enjoy a flagstone upper terrace, screened lower terrace with tongue-and-groove ceiling, expansive porches, beautifully terraced landscaping, and a lakeside fire pit perfect for sunset evenings. Private waterfront amenities include a covered dock with motorized boat lift, separate floating PWC dock, city water at the shoreline, internet access, dedicated music zone, and HD security camera system. Deep water provides excellent boating access even during lower lake levels.

Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, tankless water heater, dual HVAC systems, whole-house surge protection, epoxy garage and storage floors, fenced backyard, Zoysia lawn, and lake-fed irrigation.

Tucked within a private wooded setting that feels like a secluded resort, this extraordinary property is conveniently located near Belmont, Charlotte, the airport, dining, and shopping.

The sloped driveway allows the home to sit closer to the shoreline—creating enhanced privacy, spectacular water views, and an immersive lakefront experience rarely found on Lake Wylie. Please see attached feature sheet for the full list of upgrades and amenities.

Property details

Beds
4
Baths
3.5
SqFt
3,905
Lot
79x253x85x255
Year built
2013
Type
Single Family
Days on market
10
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water
HOA dues
$1,302 / 6mo

Features

  • Elevator
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Fire Pit
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,013/ month

Principal & interest
$10,156
Property tax (~0.85%)
$1,161
Homeowners insurance
$478
HOA dues
$217

Down payment

$82,000 down · $1,558,000 financed

Income to qualify (28% rule)

~$514,885 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.