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John KurtzCharlotte · NC

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Belmont · Belmont, NC

3251 Lake Pointe Drive

Belmont, NC · 6,752 sqft

$2,299,000

Reduced from $2,599,000

  • 6Beds
  • 5.5Baths
  • 6,752SqFt
  • 2006Year
  • 34Days on market

About this home

Experience refined lakefront living in this beautifully updated home within the gated community of Reflection Pointe on Lake Wylie. Thoughtfully positioned to capture expansive water views, this residence blends timeless architecture with modern updates, offering a comfortable yet elevated lifestyle defined by both design and setting.

The main level features a spacious primary suite, providing convenience and privacy, along with a recently renovated bath finished with clean lines and contemporary touches that create a spa-like retreat. The heart of the home is the light-filled living area, where large windows frame the lake and natural light pours in throughout the day. The open layout flows seamlessly to an expansive upper deck, creating an effortless connection between indoor and outdoor living—ideal for both quiet mornings overlooking the water and hosting gatherings.

The walkout lower level is designed with versatility in mind, offering a dedicated theater room, wet bar, secondary kitchen area, and multiple spaces for entertaining or relaxing. An additional flexible area provides the option for a home workout space, bonus room, or potential bedroom, allowing the home to adapt to a variety of needs. From this level, step outside to a covered patio with a saltwater hot tub, perfectly positioned to take in the lakefront setting. Newly replaced steps lead down to a floating dock with boat lift, making access to Lake Wylie simple and convenient.

A third-level bonus room adds yet another layer of flexibility, offering space that can be used for recreation, hobbies, or additional living. Throughout the property, outdoor living has been thoughtfully designed to take full advantage of the setting, with multiple areas including the upper deck, lower patio, fire pit area, and private dock—all offering unique vantage points of the water.

Additional features include a three-car garage and a small unfinished portion of the basement that provides valuable storage space. An Invisible Fence system is also in place.

Reflection Pointe is known for its well-maintained setting and strong sense of community, offering amenities such as walking trails, clubhouse, tennis courts, swimming pool, community marina, beach area, and waterfront pavilion. The location provides convenient access to nearby shopping, dining, and major highways, while still offering a sense of privacy and retreat.

This property presents an opportunity to enjoy a thoughtfully updated home in a premier lakefront setting, where everyday living is enhanced by both comfort and natural beauty.

Schedule your private showing to experience all that this home and community have to offer.

Property details

Beds
6
Baths
5.5
SqFt
6,752
Lot
Year built
2006
Type
Single Family
Days on market
34
Garage
3
Heating
Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Wood
View
Water
HOA dues
$1,180 / 6mo

Features

  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Sauna
  • Walk-In Closet(s)
  • Above Ground Hot Tub / Spa
  • In-Ground Irrigation
  • Sauna

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$16,734/ month

Principal & interest
$14,238
Property tax (~0.85%)
$1,628
Homeowners insurance
$670
HOA dues
$196

Down payment

$114,950 down · $2,184,050 financed

Income to qualify (28% rule)

~$717,173 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.