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John KurtzCharlotte · NC

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Belmont · Belmont, NC

405 Belmont Mount Holly Road

Belmont, NC · 2,454 sqft

$475,000

  • 4Beds
  • 3Baths
  • 2,454SqFt
  • 1958Year
  • 2Days on market

About this home

This property in Mount Holly offers a flexible and convenient opportunity, whether you’re looking for a home or a business space. Zoning is B-3.

The house features 4 bedrooms and is designed for one-level living, which makes it especially practical for everyday comfort. Inside, you’ll find beautiful hardwood floors that add warmth and character throughout the home.

Location is a major highlight. It sits in a spot that provides easy access to both Mount Holly and Belmont, giving you quick reach to local shops, dining, and services. Plus, being close to Interstate 85 makes commuting or traveling to nearby cities simple and efficient.

Property details

Beds
4
Baths
3
SqFt
2,454
Lot
Year built
1958
Type
Single Family
Days on market
2
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,416/ month

Principal & interest
$2,941
Property tax (~0.85%)
$336
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$146,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.